How to open a bank account for children


Opening an account for the youngest members of the household is a simple and free process. With the Sabadell Primera account, there are no administration or maintenance fees or conditions.

Opening a bank account for a child is possible. With it, they will start to become familiar with money and learn to save. With the Sabadell Primera account, your daughter or son can have his or her first account with no administration or maintenance fees and no conditions1. But it is normal that when you go through this process, you may have some doubts such as: what is the minimum age to open a bank account? or what do I need to open a bank account for my daughter or son? We explain how to do it.

How to open a bank account for a minor?

It is important to keep in mind that only the father, mother or legal representatives of the minor can open a bank account in his or her name. But, at what age is it possible to open an account for a minor? If your daughter or son is between 0 and 17 years old, he or she can enjoy his or her Sabadell Primera account. To open this bank account for children without administration and maintenance fees, all you have to do is request it from the bank's own app or on its website and a manager will contact you to explain how to finish opening an account for your daughter or son. 

To create a bank account for a minor is necessary:
  • National Identity Document (DNI) of the father or mother.
  • DNI of the minor for whom the bank account is to be opened.
  • Family record book.
But once the bank account is opened, who is the account holder? The father or mother must keep in mind that it is the minor who appears as the only holder of the account, while they appear as legal representatives.

Bank accounts without commissions for minors


Opening a bank account for the youngest members of the household has a number of benefits. In the case of the Sabadell Primera account:
  • No commissions. The Sabadell Primera account has no administration or maintenance fees.
  • No conditions. Opening the Sabadell Primera account is free of charge and without conditions: the bank does not require regular income, direct debit bills or a minimum balance.
  • Free debit card. If your daughter or son is over 14 years old, with the Sabadell Primera Account he or she can have his or her own debit card with no issue or maintenance fees. This way they can pay for their first purchases, withdraw money and begin to be independent of their own expenses.
  • Parental control. As the parent of the minor account holder, you have control of the account. That is, although the bank account is theirs, you can manage it, controlling their movements and limiting their expenses from the bank's own app.
  • Learn how to manage their money. By opening her first bank account, she can start to become familiar with money and have her first savings for her future studies.
Open a bank account if your daughter or son is of age.

If you have a daughter or son over 18 years of age, there are other types of bank accounts with no administration or maintenance fees or conditions for young people. For example, with the Sabadell2 Online Account, you will have a 100% digital bank account with no need for direct deposit of your salary or regular income. To open it, all you need is a cell phone with an Internet connection. It is an exclusive account for new customers. 

In any case, if you have doubts about how to open a bank account for a minor, you can make an appointment with a bank manager through the Banco Sabadell app or from the website and they will answer all your questions and guide you through the process.

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